In Burnaby, multi-generational living is on the rise. With housing affordability challenges and families choosing to stay connected under one roof, many homes already have basement suites or secondary units in place. The reality, however, is that a large number of these suites are “unofficial” or unpermitted—built without going through the proper channels for approval.
While these suites may function just fine, leaving them unpermitted carries risks. From safety hazards to insurance gaps to lower resale value, an unofficial suite can be more costly in the long run than taking the proper steps to legalize it.
This guide outlines the practical, cost-effective steps Burnaby homeowners can take to bring an existing suite into compliance—protecting your investment, your family, and your peace of mind.
Why Legalizing a Suite Matters
1. Safety for Your Family
Unofficial suites may lack essential safety features such as proper fire separation, exit routes, or updated wiring. Legalizing the unit ensures it meets current building codes, reducing risks for the people living there.
2. Insurance Protection
Most insurance companies will not cover damages caused by an unpermitted suite. A small electrical fire or plumbing issue could become a financial disaster if the suite isn’t recognized officially.
3. Stronger Resale Value
When it comes time to sell, a legal suite increases your home’s appeal and market value. Buyers want the confidence of knowing the unit is compliant, insurable, and safe.
Steps to Legalize Your Suite
Step 1: Confirm Zoning and Eligibility
Not all properties are eligible for secondary suites. Start by checking with the City of Burnaby’s zoning bylaws to confirm if your property allows for a legal secondary suite.
Step 2: Apply for the Proper Permits
You’ll likely need:
Building Permit – Ensures construction and layout meet current building codes.
Plumbing & Electrical Permits – Required if updates or upgrades are needed.
Occupancy Permit – Issued once the suite passes final inspection, officially recognizing it as legal.
Step 3: Address Safety Requirements
This is often where unofficial suites fall short. Expect upgrades in areas like:
Fire Safety: Proper fire-rated walls/ceilings, smoke alarms in all sleeping areas, and possibly a sprinkler system depending on layout.
Exits: At least one safe, accessible exit for suite occupants.
Electrical & Wiring: Many older suites have outdated or unsafe wiring that needs upgrading.
Ventilation: Adequate heating and air circulation to meet health and safety standards.
Step 4: Make Cost-Effective Renovations
Not every fix has to break the bank. Some cost-saving approaches include:
Installing interconnected smoke detectors (a requirement, but also inexpensive).
Using drywall upgrades for fire separation rather than costly structural changes.
Hiring licensed electricians and plumbers to do targeted upgrades instead of full overhauls.
Step 5: Pass Final Inspections
Once all work is complete, city inspectors will review the suite. If everything meets standards, you’ll be issued the permits and approvals that make your suite fully legal.
The Benefits for Multi-Generational Homes
For families living together, a legalized suite offers:
Peace of mind knowing the space is safe for aging parents, adult children, or tenants.
Financial flexibility to rent out the suite legally, offsetting mortgage costs.
Long-term value, since a legal suite is a major selling feature in Burnaby’s competitive real estate market.
Final Thoughts
While it may seem like an added expense, legalizing an existing suite is one of the smartest investments a Burnaby homeowner can make. It protects your family, strengthens your insurance coverage, and boosts the future resale value of your property.
If you’re considering legalizing your suite and want expert guidance on how it may affect your home’s value in today’s market, I’d be happy to help.
👉 Contact me today to learn how a legalized suite can unlock both safety and financial benefits for your home.