Buying your first home can be overwhelming and takes some planning. You don’t have to be ready at this exact moment to get started on the process.
Don't assume how much you can afford, as you really won't know until you get pre-approved for financing. Whether you're ready to buy now or 5 years down the road, the first step is to speak to a realtor...
Do you really think you’re getting a deal going straight to the listing agent? It’s very unlikely. You’d be going in blind if you do. Having a buyer’s agent represent you can save you money.